Short Term Policies are meant to help bridge the gap between insurance policies whether you’re between jobs, have recently moved, or have lapsed coverage. These policies can be for as little as 30 days, or up to as long as 3 months at a time. Federal rules mandate that individuals cannot have more than 2 Short Term Policies in a calendar year, so ask us and we can help determine your timelines and eligibility.
These policies allow you to choose your own deductible and coinsurance to help mold a plan to fit your budget. It is important to know that Short Term plans don’t cover any pre-existing conditions, and do come with a few underwriting questions. If you’d like to look into short term plans you can visit any of the links below, or call our office with questions!